On the login screen select “Forgot Your Password?” (This will work on registered devices only).

• Enter your Login ID.
• Once you receive and enter your Secure Access Code (temporary password), you will be asked to create a new password.

You do not have to register your device, but you will need to retrieve a secure access code (one-time password) every time you log in. If you do not register your own computer, phone, or tablet:

• You will not be able to use the Forgot Your Password function and will need to contact NSB to reset a forgotten password.
• You may not be able to change your secure delivery options and will need to contact NSB.

• You did not register your computer, phone, or tablet or
• You have your browser settings set to delete cookies and browser history. Because your cookies are being deleted, the system thinks this is the first time you are using your device.

A Secure Access Code is a one-time code sent to your phone, email, or as a text message. It is your temporary password. There are several reasons you may be asked to sign in with a Secure Access Code.

If this is your first login to NSB online or mobile banking:

We do not assess any penalties for paying off any type of NSB loan before the term is up.

We offer several ways to make a loan payment.

1. If you are set up with online banking, log in at nsvbt.com or NSB mobile app and click "make a payment"
2. Mail your payment to Northfield Savings Bank, PO Box 7180, Barre VT 05641
3. Visit your local Northfield Savings Bank branch

Here are some of the main advantages of Roth IRAs.

Here are some of the main advantages of traditional IRAs.

$500 is the minimum you may withdraw from principal. We may impose a penalty if you withdraw any of the principal before the maturity date. The penalty will equal:

• 3-months interest on the amount withdrawn if the term is less than 6 months.
• 6-months interest on the amount withdrawn if the term is 6 to 12 months.
• 12-months interest on the amount withdrawn if the term is greater than one year.