Yes, you can use your HSA to cover qualified medical expenses for you, your spouse, and any dependent children included on your income tax return.

You can check the balance in your HSA by calling a branch directly and speaking with a staff member, by calling the 800-NSB- CASH number or by checking online banking or mobile banking if you are enrolled.

Use your HSA debit card or checks to pay for IRS-qualified medical expenses. If you pay for part or all of your IRS-qualified medical expenses out-of-pocket, you can reimburse yourself later with HSA funds.

You can pay for a wide range of IRS-qualified medical expenses with your HSA, including many that aren't typically covered by health insurance plans such as deductibles, co-insurance, prescriptions, dental and vision care, and more. Visit the IRS website for a complete list of IRS-qualified medical expenses.

To be eligible for an HSA, you must be covered by a qualified high-deductible healthcare plan.

With an HSA, you set aside money to pay for qualified medical expenses. All the money that goes into and comes out of the account is tax free*.

*Provided they are used for qualified medical expenses. Consult your tax advisor to determine if you qualify for an HSA.

If your card is lost or stolen, immediately contact Customer Support at 800-672-2274. If after hours, immediately contact the Lost and Stolen Card Service Center at 844-773-0985 to cancel your card. 

You should notify us immediately if you notice transactions on your account that you don't recognize. Please call 800-672- 2274. If your call is after business hours, we will respond to you the next morning or business day.

To open a Northfield Savings Bank account, you must have a valid U.S. residence, a U.S. Social Security Number or a U.S. Tax Identification Number, and a U.S. Driver’s License, Passport, State Identification Number or Military ID (for military personnel, an APO is acceptable in lieu of a U.S. residence). Additionally, you must live, work, or own a second home in Vermont to qualify for an account.

Northfield Investment Services, offered through Osaic Institutions, Inc., provides access to a complete range of investment options including traditional stocks, bonds, mutual funds, annuities, and insurance and long-term care insurance solutions.