Checking

Checking your way. Every day.

When it comes to checking accounts, Northfield Savings Bank understands that what matters most is providing hassle-free access to funds. Whether you prefer to stop by a local branch, pay bills online, or arrange automatic transactions, we offer multiple ways of making the financial side of life easy and efficient. At the same time, we understand our customers want options. We’ll help you choose the account that offers the benefits you want.

If you are a current account holder, you may reorder checks online.*

*Reorder service does not display pricing options and may not work on all browsers. If you would like to order a different style of check or change your personal information, you may do so through any Northfield Savings Bank branch or by calling 800-NSB-CASH.

With every Northfield Savings Bank checking account, you'll benefit from:


24-hour support with NSB PhoneBank

Online access 

ATM and debit cards

Mobile banking and deposit

Free direct deposit

FDIC-insured 
Free E-Checking 

BEST FOR: Paper-free, everyday checking needs

Features:

  • Minimum to open: $10
  • Paper-free banking 
  • No monthly service charge (eStatement sign-up required)
  • No ATM fees at over 100 Falcon and 55,000 Allpoint Network ATMs
  • Free online banking with BillPay and check images
  • Option for overdraft protection on Savings, line of credit, and Home Equity line of credit1
  • Bounce protection2
  • Combined statements6
  • Online check reordering

Open an Account »

NSB Basic Checking 

BEST FOR: Everyday checking needs

Features:

  • Minimum to open: $10
  • Monthly service charge waived with average daily balance of $7503
  • No ATM fees at over 100 Falcon and 55,000 Allpoint Network ATMs
  • Paper statements available
  • Free online banking with BillPay and check images
  • Option for overdraft protection on savings, line of credit and Home Equity Line of Credit1
  • Bounce Protection2
  • Combined statements6
  • Online check re-ordering
  • Free to customers over 65

Open an Account »

Preferred Checking View Rates »

BEST FOR: Moderate balances for earning interest

Features:

  • Minimum daily balance to earn interest: $1,500
  • Minimum to open: $10
  • Monthly service charge waived with average daily balance of $1,5004
  • Pays interest: compounded daily, posted monthly.View current rates.
  • No ATM fees at over 100 Falcon and 55,000 Allpoint Network ATMs
  • Free online banking with BillPay and check images
  • Option for overdraft protection for savings, line of credit and Home Equity Line of Credit1
  • Bounce Protection2
  • Combined statements6
  • Online check re-ordering

To open a Preferred Checking account, you must apply at a local branch.

Health Savings Account (HSA) View Rates »

ONLY FOR: Individuals with high-deductible insurance

Features:

  • Minimum daily balance to earn interest: $.015. View current rates
  • No monthly service charge
  • No minimum to open account
  • No ATM fees at over 100 Falcon and 55,000 Allpoint Network ATMs

See our complete list of service fees »

1 Enrollment required
2Go to Personal Banking FAQs for important information about bounce protection
3 If balance drops below minimum, charges are $7.50/month
4 If balance drops below minimum, charges are $10/month 
5 Rates are subject to change after checking accounts are opened and fees may reduce earnings. View current rates
6 Sign-up required