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Your path home
starts here

Our Mortgage Banking Officers partner with you every step of the way to find the right solution for your individual needs. As a Vermont-headquartered community bank, our loan processing and decision making are local, so you can be assured that you're in secure hands.

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Fixed mortgage icon

Fixed Mortgage

Fixed mortgages are the most common mortgage type, as it has the least amount of risk, due to its fixed payment.

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First Time Homebuyer

First-Time Homebuying Program

We open doors for first-time homebuyers. We designed the Pathway Mortgage especially for first-time homebuyers. Along with the stability of a fixed rate, Pathway Mortgage applicants can also receive $1,000 toward closing costs1 upon completing a homebuyer education course.

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Construction

Construction Loans

NSB offers a single closing construction loan, helping to save you time and money. The construction loan will automatically convert to a fixed rate mortgage after 9-months of interest-only payments.

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Mortgage team meeting in corner
Mortgage team meeting in corner

Connect with the Mortgage Banking Team

Our team of experienced mortgage bankers are ready to help you with your home buying needs.

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Customer Testimonials

Our experience with NSB was incredible. I have been a financial advisor for over 20 years trying to deliver unparalleled customer services so I appreciate great service when I see it. The process was definitely unparalleled, not to mention the rates were far better than all the other companies I researched.

— Benjamin H.

We bought new construction, which included multiple upgrades throughout the process that changed the purchase price and the mortgage amount. NSB was a real partner in helping us think through changing the mortgage product and helped us land in exactly the right place. 

— Brett H. & Carl A.

The experience we had working with a local bank (NSB) was far superior to the prior purchasing and refinancing we had done with national lenders on our previous home. Our NSB mortgage specialist was instrumental in providing that experience.

— Miriam L.

Looking for a home equity loan
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1Approval subject to NSB underwriting and credit eligibility requirements