Pathway Mortgage

We open doors for first-time homebuyers.

We designed the Pathway Mortgage especially for first-time homebuyers. Along with the stability of a fixed rate, Pathway Mortgage applicants can also receive both a rate reduction and reimbursement for their appraisal fee1 upon completing a homebuyer education course.

There are also a number of local and federal programs that can make your purchase more affordable. Learn about them on our Mortgage Types page. Our mortgage lenders know the market, respect your time, and make the home-buying process easy and efficient. Let us help you explore your options.

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10 Steps to your new home

  • Talk it over
  • Educate Yourself
  • Get Pre-Approved
  • Partner with a realtor
  • Go Home Shopping
  • Make the Offer
  • GET A HOME INSPECTION
  • Complete the Approval Process
  • BUY HOMEOWNER’S INSURANCE
  • Close the deal
celebrate

The papers are signed and everything is in order—now it’s time to celebrate. Welcome to your new home!

Get Started

The first step to your new home is connecting with a lender who can answer questions and explore your options. Use this form or call (800) NSB-CASH (800-672-2274) to set up an informal conversation. We typically get back to you in one business day.

Work with a team that's making a difference

As an independent Vermont-based bank, Northfield Savings Bank is owned by our depositors, not shareholders. So our mindset and operations are wholly local, and lending decisions are made by experienced bankers who live and work in the communities they serve. 

Northfield Savings Bank gives 10% of our earnings to Vermont non-profits that support and strengthen our communities. When you bank with us, you become part of a team helping make Vermont a better place to live and work.

Learn about our community giving »

 

1 Approval and reimbursement subject to NSB underwriting, credit eligibility and completion of loan.
2 Subject to credit approval