Bounce protection is a discretionary overdraft service that provides you a safety net up to an automatically assigned overdraft limit. Your bounce protection limit may be available for checks, automatic bill payments, and recurring debit card payments.
At your request, we may authorize and pay ATM transfers or withdrawals and everyday debit card purchases using your limit; your overdraft limit will be available to authorize card transactions. To request this service please review the following documents, then call us at 800-NSB-CASH or stop by any branch.
If an overdraft is approved by using your bounce protection limit, you may be assessed our overdraft paid item fee of $30 for each item created by check, in-person withdrawals, ATM withdrawals, or other electronic means paid under the limit. All negative balances must be brought positive within 30 calendar days. Northfield Savings Bank reserves the right not to pay if the account is not kept in good standing.