What is Bounce Protection?

Bounce protection is a discretionary overdraft service that provides you a safety net up to an automatically assigned overdraft limit. Your bounce protection limit may be available for checks, automatic bill payments, and recurring debit card payments.

At your request, we may authorize and pay ATM transfers or withdrawals and everyday debit card purchases using your limit; your overdraft limit will be available to authorize card transactions. To request this service please review the following documents, then call us at 800-NSB-CASH or stop by any branch.

Click here to download the opt-in form
Click here to download the bounce protection brochure

If an overdraft is approved by using your bounce protection limit, you may be assessed our overdraft paid item fee of $30 for each item created by check, in-person withdrawals, ATM withdrawals, or other electronic means paid under the limit. All negative balances must be brought positive within 30 calendar days. Northfield Savings Bank reserves the right not to pay if the account is not kept in good standing.

What type of benefits does Northfield Savings Bank offer?

In addition to being an outstanding place to work, we offer competitive pay and benefits, profit-sharing, continuing education, and matching 401(k) program.

How can I check on the status of my job application?

You may email Careers@NSBVT.COM.

Once my job application is received, how soon will I be contacted?

We will review your application and qualifications and acknowledge receipt of your application within a few days. If your skills and experience are a potential fit for one of our openings, we will contact you to discuss next steps in the employment process.

Can I apply for a job in person at my local branch?

Yes, you can. Print out the application form and bring the completed form and résumé to the branch.

How do I apply for a position with Northfield Savings Bank?

Review the job description you are interested in. If you meet the requirements for the position, go to the Apply page to complete the online application form and submit your resume.

How can I find ATMs within your network?

All Northfield Savings Bank branches have ATMs available 24 hours a day. Each ATM is equipped with voice activation devices for the visually impaired. We are a member of the following networks:

Falcon ATM Network 

This network gives our customers access to over 100 surcharge free ATMs all over Vermont. Many of these machines will even accept deposits to your Northfield Savings Bank checking or savings accounts.

View a list of the Falcon ATM network.

Allpoint ATM Network

NSB customers can also access over 55,000 Allpoint ATMs surcharge free. Locations include the US, Canada, Mexico, Puerto Rico, the UK and even Australia.

View a list of the Allpoint ATM network or download the Allpoint app

Please note: Due to the technical limitations of certain types of ATMs, the system is not able to prevent the surcharge message screen from appearing on many Allpoint ATMs. You should continue the transaction by answering "yes" on this screen. Your receipt will show you were not charged a fee.

If you feel you have been charged a fee in error, please call the Allpoint Network Service Line to submit your refund request directly at 301-492-2063.

What are your hours of operation?

Our Call Center, 800-NSB-CASH is open Monday - Friday 8 a.m. to 5 p.m. 

Our branch hours:

Monday - Thursday: 8.30 a.m. - 5 p.m.

Friday: 8.30 a.m. - 5:30 p.m.

All drive-up windows open at 8 a.m. Monday - Friday.  

Important: To report a lost or stolen ATM or debit card after hours, immediately contact the Lost and Stolen Card Service Center through Vantiv at 800-528-2273. Account information is available 24 hours a day by calling our Phone Bank at 888-NSB-2424.

How much can I save with a 15 year mortgage?

Mortgage comparison: 15 years vs. 30 years

Determining which mortgage term is right for you can be a challenge. With a 15 year mortgage you will pay significantly less interest, but only if you can afford the higher monthly payment. Use our calculator to compare these two mortgage terms, and let us help you decide which term is better for you. 

How much would my monthly mortgage payment be?

Mortgage Loan Calculator

Use our calculator to get an idea of what your monthly payment would be if you know the loan amount you’re looking for. You'll also be able to print an amortization schedule to see your payment breakdown for the life of the loan.