What is Bounce Protection?
Bounce protection is a discretionary overdraft service that provides you a safety net up to an automatically assigned overdraft limit. Your bounce protection limit may be available for checks, automatic bill payments, and recurring debit card payments.
At your request, we may authorize and pay ATM transfers or withdrawals and everyday debit card purchases using your limit; your overdraft limit will be available to authorize card transactions. To request this service please review the following documents, then call us at 800-NSB-CASH or stop by any branch.
Rosemarie White
"After Tropical Storm Irene, I had many customers who were directly and indirectly affected by flooding. Not only was I proud of how quickly NSB provided substantial funds to Green Mountain United Way to provide grants to families who were directly affected by the flood, but Management had us actively reach out to customers we knew were affected by the storm to see what we could do to help them—including providing full payment moratoriums for three months while the customers got back on their feet."
Kevin Lunn
"Since joining NSB, I have served on numerous community organization boards, including the Vermont Affordable Housing Development. NSB embraces the concept of giving back to the community by allowing me to attend board meetings and community functions. In many cases, NSB is also a financial contributor to these organizations that do so much for our community."
Kathy LaCross
"It was the day before Christmas when a customer came in and said their tree was stolen from their garage. His wife was upset because they didn’t have the money to purchase a new one, so we had him back his truck up and gave him ours out of the lobby, decorations and all."
Terry Schroeder
Investment Services Administrator
Terry Schroeder
PHONE: 802-476-2444
EMAIL: terry.schroeder@osaicinstitutions.com
Experience in investment services: 8 years
NSB employee since: 1996
"I think customers choose us because of the personal attention, customer service, and smiling faces. Personally, I get great satisfaction from being able to help my co-workers and clients with whatever needs they may have."
Clay Bell
Certified Financial Planner™ Professional
Clay Bell
PHONE: 802-476-2444
EMAIL: clay.bell@osaicinstitutions.com
Experience in investment services: 16 years
NSB employee since: 2011
"It’s a privilege to participate in helping clients reach their financial goals through the many resources available at Northfield Investment Services."