Health Savings Accounts (HSA)

A Health Savings Account helps your financial health, too

If you have a high-deductible health insurance plan, you can open a Health Savings Account (HSA). This allows you to put money aside, tax free*, to help cover the cost of health care expenses. Northfield Savings Bank is one of the few Vermont banks to offer HSAs without any associated fees.

Stop by your local branch to open your HSA. For more information on HSAs, visit the Personal Banking section in our FAQs. Please note, Savings Overdraft Protection is not available on HSA accounts. View current rates.

With every Northfield Savings Bank HSA, you'll benefit from:



24-hour support with NSB PhoneBank


Competitive rates


Unlimited check writing + special debit card


No minimum balance required to earn interest


Interest compounded daily and posted monthly


Contributions are tax-deductible; earnings are tax free*


FDIC-insured

*Provided they are used for qualified medical expenses. Consult your tax advisor to determine if you qualify for an HSA. Additional information may be found at the U.S. Treasury website.