A Certificate of Deposit (CD) is a smart way to diversify your savings while ensuring your money will grow at a steady rate. Not only are you guaranteed a specific rate and term, there are no hidden charges or fees, and all CDs have the protection of FDIC insurance.

With as little as $1,000, you can open a CD with terms ranging from 6 months to 5 years. From time to time, we also offer No Penalty CDs with options for penalty-free withdrawals.*

All of our CDs feature:

  • Guaranteed rates
  • Online account access
  • Automatic renewal
  • If you live, work or own a home in Vermont, stop in to any branch to open an account today.

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This account will automatically renew at maturity. You will have 10 calendar days after the maturity date to withdraw funds or change the term without penalty.

*For No Penalty CDs, a penalty may be imposed for early withdrawal. The interest rate and annual percent yield will be in effect for the account until the maturity date. This is a limited-time offer.