We’re invested in your business

Access to capital is a powerful tool to successfully manage business growth. So whether it's a small business loan or a multi-million dollar financing package, we have the lending solution to support your business.

As a Vermont-owned and operated bank, we have extensive experience working with the Small Business Administration, the Vermont Economic Development Agency (VEDA), and Vermont's Rural Development loan program, providing large or small loans in the following areas:

  • Real Estate
  • Equipment & Inventory Financing
  • Lines of Credit
  • Start-Up Loans
  • Municipal Loans

Application Process

When you apply for a business loan, financial information about the business and the owners will be collected. Here is an application checklist if you’re ready to get started.

  • Financial statements or tax returns—including all schedules—of the business for the last three years
  • Current personal financial statements for all owners
  • Personal tax returns for the past three years, including all schedules for all owners
  • Current profit and loss statement
  • Current balance sheet
  • Personal Financial Statement
  • Annual Rental Proforma worksheet
  • Contact a Business Banker to complete a Business Loan Application 

Contact a Business Banker »