Online Banking
Business Accounts
Features:
- Minimum to Open: $10
- Monthly service charge: Free (No minimum daily balance is required)
- Monthly per item fee: first 250 free; $.40 per item afterward (written or deposited) excludes ACH transactions
- Debit card
- Free Business Savings available1
Features:
- Minimum to open: $10
- Minimum balance to earn interest: $0
- Interest compounded daily, posted monthly2
- Monthly service charge: waived with average daily balance of $5,000 or $15/month
- Monthly per item fee: first 750 free, $.40 per item afterward (written or deposited) excludes ACH transactions
- Debit card
- Free Business Savings or Business Money Market available3
| Minimum Deposit to Open | Minimum Balance to Obtain APY | Annual Percentage Yield (APY) | Interest Rate |
|---|---|---|---|
| $${ rate.MinOpenBal } | ${ rate.BalLo } | ${ rate.APY } | ${ rate.Rate } |
Features:
- Minimum to open: $10
- Minimum balance: $2,500 collected balance in checking account
- Monthly service charge: $50 for repurchase agreement (2-way); $100 for repurchase agreement (3-way)
- Monthly per item fee: $.14 per item written; $.12 per item deposited
- Debit card
Features:
- Minimum to open: $10
- No monthly service charge
- Monthly per item fee: first 150 free, $.15 per item afterward (written or deposited) excludes ACH transactions
- Debit card
Features:
- Minimum to open: $10
- Minimum balance to earn interest: $500
- Interest compounded daily, posted monthly2
- Monthly service charge: waived with average daily balance of $500 or $5.00/month
- Monthly per item fee: first 20 free; $.40 per deposited item afterward
| Minimum Deposit to Open | Minimum Balance to Obtain APY | Annual Percentage Yield (APY) | Interest Rate |
|---|---|---|---|
| $${ rate.MinOpenBal } | ${ rate.BalLo } | ${ rate.APY } | ${ rate.Rate } |
Features:
- Minimum to open: $10
- Minimum balance to earn interest: > $0
- Interest compounded daily, posted monthly2
- Monthly service charge: waived with average daily balance of $5,000 or $10/month
- Debit card
| Minimum Deposit to Open | Minimum Balance to Obtain APY | Annual Percentage Yield (APY) | Interest Rate |
|---|---|---|---|
| $${ rate.MinOpenBal } | ${ rate.BalLo } | ${ rate.APY } | ${ rate.Rate } |
Features:
- Minimum to open: $10
- Minimum balance to earn interest: > $0
- Interest compounded daily, posted monthly2
- Monthly service charge: waived with average daily balance of $75,000 or $25/month
- Debit card
| Minimum Deposit to Open | Minimum Balance to Obtain APY | Annual Percentage Yield (APY) | Interest Rate |
|---|---|---|---|
| $${ rate.MinOpenBal } | ${ rate.BalLo } | ${ rate.APY } | ${ rate.Rate } |
Features:
- Interest paid to Vermont Bar Foundation2
- No minimum to open account
- Minimum balance to earn interest: > $0
- No monthly service charge
- No monthly per item fee
| Minimum Deposit to Open | Minimum Balance to Obtain APY | Annual Percentage Yield (APY) | Interest Rate |
|---|---|---|---|
| $${ rate.MinOpenBal } | ${ rate.BalLo } | ${ rate.APY } | ${ rate.Rate } |
Features:
- Interest paid to VHFA2
- No minimum to open account
- Minimum balance to earn interest: > $0
- No monthly service charge
- No monthly per item fee
| Minimum Deposit to Open | Minimum Balance to Obtain APY | Annual Percentage Yield (APY) | Interest Rate |
|---|---|---|---|
| $${ rate.MinOpenBal } | ${ rate.BalLo } | ${ rate.APY } | ${ rate.Rate } |
Features:
- Earn interest on funds placed into demand deposit accounts, money market deposit accounts, or both using ICS5
- Earn interest on funds placed into CDs using CDARS (Limits apply.)5
- To learn more, please contact a member of our Commercial Services Team:
- Megan Cicio, Central Vermont
PHONE: 802-485-5228
EMAIL: Megan.Cicio@nsbvt.com
- Megan Cicio, Central Vermont
Step-By-Step Guidance
When it comes to business banking accounts, flexibility is key.
We'll help you find the right fit.
Connect with a Business Banker
1Upon closure of Enterprise Checking regular service charges will apply on the Business Savings account.
2Rates are subject to change after checking accounts are opened and fees may reduce earnings. View rates >>
3Upon closure of Enterprise Checking with Interest regular service charges will apply on the Business Savings and Business Money Market accounts.
4Repurchase agreements are not FDIC-insured, not bank guaranteed, may lose value, are not insured by any federal agency, and are not a bank deposit. Repurchase agreement definition: A transaction involving the “sale” of securities by NSB to the customer, subject to an agreement by NSB to repurchase the securities in specified circumstances. The repurchase agreement is a non-deposit investment product. It is not insured by the FDIC, it is not a deposit or other obligation of, or guaranteed by, NSB, and it is subject to investment risks, including possible loss of the principal amount invested.
5Limits, terms, and conditions apply. IntraFi, ICS and CDARS are registered service marks of IntraFi Network LLC.