Mortgage Banking Team

Our Mortgage Banking Officers are your neighbors

We live and work in the communities we serve—that means our mortgage banking officers have a deep understanding of what matters to Vermonters. Things like living within your means and not overextending yourself, having solid information before making big financial decisions, and being respectful of people’s time. These principles inform all our lending relationships. Our team is accessible and ready to make the process fit with your busy schedule.

Online or in-person, applying is easy. To apply online, select a Mortgage Banking Officer in your area from the list below, click Apply Online, then get started by selecting a loan type and creating an account. To apply in-person, please visit your local branch.

Casey Caforia

Casey Caforia

Mortgage Banking Officer
Greater Chittenden County

Casey Caforia

Communities served: Greater Chittenden County including Franklin, Grand Isle, and Addison Counties

OFFICE: 802-871-4499
CELL: 802-793-7822
FAX: 802-860-3658
EMAIL: Casey.Caforia@NSBVT.com
NMLS ID#: 2629605

Learn more about Casey Caforia

NSB employee since: 2022

Education and industry-specific associations: Member of the Northwestern Vermont Board of Realtors and a Vermont Housing Finance Agency participating lender

Other community involvement: As a lifelong Vermonter deeply connected to my Northern Vermont community, I spend my spare time volunteering with various youth sports programs. I mentor and encourage kids to embrace teamwork, sportsmanship, and personal growth. It’s incredibly rewarding to be part of their journey and to help nurture the next generation of athletes into exceptional individuals.

“The most rewarding part of my job is seeing the smile on someone's face when I've been able to help them. I find great satisfaction in assisting others, and it's something I get to do every day!”

Krystal LaRose

Krystal LaRose

Mortgage Banking Officer
Chittenden County

Krystal LaRose

Communities served: Chittenden County, Addison County

OFFICE: 802-871-4607
CELL: 802-279-9855
FAX: 802-862-9126
EMAIL: Krystal.LaRose@NSBVT.COM
NMLS ID#: 1401742

Learn more about Krystal LaRose

NSB employee since: 2021

Education and industry-specific associations: 2023 Recipient of Vermont Mortgage Bankers Association Rising Star Award

Other community involvement: I own and operate a small photography business. I enjoy donating my time to local organizations and school functions, such as sports games and team photos. I teach Line Dancing in the community and host events to support our local Vermont Children’s Hospital. I am also a member of the Mount Mansfield Friends of Football, a non-profit organization supporting Mount Mansfield High School's Football Program.

"My passion is helping others. I love being that contact and go to person that people trust and look forward to working with time and time again. I love being that person that someone tells you to contact because they had a great experience."

Samantha Abare

Samantha Abare

Mortgage Banking Officer
Southern Central Vermont

Samantha Abare

Communities served: Waitsfield, Warren, Northfield, Randolph, Bethel, Woodstock, plus all of Washington and Orange counties

OFFICE: 802-485-5221
CELL: 802-595-1771
FAX: 802-485-6418
EMAIL: Samantha.Abare@NSBVT.com
NMLS ID#: 1203652

Learn more about Samantha Abare

NSB employee since: 2012

Education and industry-specific associations: 2017 graduate of Northern New England School of Banking; Mortgage Lending Diploma from Center For Financial Training; prior Board Member of Home Share Now

Other community involvement: I regularly participate in volunteer events such as the Penguin Plunge, Dragonheart Vermont’s annual boat race, and United Way Day of Caring. In the past I have developed and implemented a Community Based Learning Program and have been a community member mentor for the local elementary schools. 

“The most satisfying aspect of my job is being able to share such an important and exciting milestone in someone’s life. It is extremely rewarding to watch a customer achieve their home-buying goal and be able to offer them help from start to finish.”

Roger Pinan

Roger Pinan

Mortgage Banking Officer
Greater Chittenden county map

Roger Pinan

Communities served: Greater Chittenden County

OFFICE: 802-878-5974
CELL: 802-355-4774
FAX: 802-878-0678
EMAIL: Roger.Pinan@NSBVT.com
NMLS ID#: 262894

Learn more about Roger Pinan

Experience in mortgage lending: 20+ years

NSB employee since: 2002

Education and industry-specific associations: Champlain Housing Trust; Northwestern Vermont Board of Realtors; Vermont Housing Finance Agency; Vermont Mortgage Bankers; Homebuilders and Remodelers of Northern Vermont

Other community involvement: Camp Ta-Kum-Ta; Humane Society of Chittenden County

"I enjoy volunteering my time and giving to causes that are important to my moral compass. Northfield Savings Bank encourages this kind of community giving as part of the fabric of the organization."

Maryellen LaPerle

Maryellen LaPerle

Vice President, Mortgage Banking Officer
Northern Central Vermont

Maryellen LaPerle

Communities served: Berlin, Montpelier, Waterbury, Stowe, Morrisville, plus all of Washington and Orange counties.

OFFICE: 802-229-4635
CELL: 802-793-3700
FAX: 802-229-2165
EMAIL: Maryellen.LaPerle@NSBVT.com
NMLS ID#: 258844

Learn more about Maryellen LaPerle

Experience in mortgage lending: 28 years

NSB employee since: 2000

Education and industry-specific associations: Vermont Mortgage Bankers Association; Barre Housing Authority

Other community involvement: Barre Lions Club; Hospice volunteer

"I love that I can be there to see the smile on every customer’s face when they walk out with the keys to their new home."