$500 is the minimum you may withdraw from principal. We may impose a penalty if you withdraw any of the principal before the maturity date. The penalty will equal:
- 3-months interest on the amount withdrawn if the term is less than 6 months.
- 6-months interest on the amount withdrawn if the term is 6 to 12 months.
- 12-months interest on the amount withdrawn if the term is greater than one year.