Can I apply for a loan before I find a property to purchase?

Yes, applying for a mortgage loan before you find a home may be the best thing you could do! If you apply for your mortgage now, we will issue a pre-qualification letter online instantly, subject to you finding the perfect home. You can use this letter to assure real estate brokers and sellers that you are a qualified buyer. Being pre-qualified for a mortgage may give more weight to any offer to purchase that you make.

When you find the perfect home, you will simply call your Mortgage Banking Officer to complete your application. You will have an opportunity to lock in our great rates and fees then and we will complete the processing of your request.