Business Credit Cards

Choose the card that's right for your business

Whether you're looking to pay down debt, earn cash back, or earn rewards, we have a credit card that is right for your business.

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Every Northfield Savings Bank business credit card offers the following features:


24-hour customer service
Credit Card
EMV smart chip technology for added security

Free online access
Emergency Card Replacement
Emergency card replacement
Airplane
Travel and emergency assistance
Visa® Business Card Visit Us To Apply »

BEST FOR: Paying down balances

Credit Card

Features:

  • Low introductory rate for an extended time
  • Save on interest
  • Non-Rewards
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Visa® Business Cash Card Apply Online »

BEST FOR: Earning cash rewards for your business

Credit Card

Features:

  • 3% cash back on all eligible net purchases from office supply stores and cellular phone, landline, internet and cable TV services1
  • 2% cash back on eligible net purchases at restaurants and gas stations1
  • 1% cash back on all other eligible net purchases1
  • No caps or limits on the cash back you can earn, and you have five years to redeem for cash back1
  • $25 cash back awarded after first purchase2
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Visa® Business Real Rewards Card Apply Online »

BEST FOR: Earning rewards for your business

Credit Card

Features:

  • Earn 1.5 points monthly for every $1 you spend on eligible net purchases3 (equal to 1.5% cash back).
  • Choose how you want to be rewarded: Cash Back, Travel, Merchandise, or Gift Cards. No matter which rewards you choose, 100 points is worth $1 in redemption value.
  • No caps or limits on the number of points you can earn, and you have five years to redeem for rewards3
  • 2,500 bonus rewards points awarded after first purchase2
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Visa® Business Rewards PLUS Card Apply Online »

BEST FOR: Earning rewards for your business

Credit Card

Features:

  • Earn 3 points for every $1 of purchases in the category you spend the most on: cellular phone services, hotel, or airline4
  • Earn 1.5 points for every $1 spent on all other eligible net purchases4
  • Choose how you want to be rewarded: Cash Back, Travel, Merchandise, or Gift Cards. No matter which rewards you choose, 100 points is worth $1 in redemption value.
  • No caps or limits on the number of points you can earn, and you have five years to redeem for rewards4
  • 20,000 bonus rewards points after you spend $2,000 in the first 3 months2
  • Learn More

The creditor and issuer of these cards is Elan Financial Services, pursuant to a license from Visa U.S.A. Inc.

Approval subject to creditworthiness. Other restrictions apply.

Cash Rewards: "Cash Back Rewards" are the rewards you earn under the program. Cash Back Rewards are tracked as points and each point you earn is equal to $0.01 when redeemed. You may simply see "Cash Back" in marketing materials when referring to the rewards you earn. Merchants are assigned codes based on what they primarily sell. Elan Financial Services cannot control how merchants choose to classify their business and reserves the right to determine which purchases qualify. A purchase will not earn additional points if the merchant's code is not eligible. You will earn 1 Reward Point ("Point") for each dollar of Net Purchases charged to your Account during each billing cycle. You will earn additional Points as follows for each dollar of Net Purchases charged to your account during each billing cycle at merchant locations that are classified as automated fuel dispensers and service stations or restaurants (1 additional Point); and office supply stores or cellular phone, landline, internet and cable TV services (2 additional Points). Office furniture stores, direct marketing services and printing services may not qualify as office supply stores. The number of additional Points earned on office supply store purchases, cellular phone, landline, internet and cable TV services, automated fuel dispensers, and service stations or restaurants is unlimited. Points expire five years from the end of the quarter in which they are earned.

Reward Points can be redeemed as a cash deposit to a checking or savings account with this Financial Institution only, within seven business days, or as a statement credit to your credit card account within one to two billing cycles. First purchase bonus points will be applied 6 to 8 weeks after first purchase and are not awarded for balance transfers or cash advances. First use bonus points are awarded only on the Authorized Officer purchases. If you're approved for a new Business Rewards PLUS, one-time bonus points will be awarded after eligible net purchases totaling $2,000 or more are made to your account within three months from account opening. Please allow 6-8 weeks after you have met the spend requirement for your bonus points to be credited to your account.

3 Real Rewards: You will earn 1.5 Reward Points ("Points") for each dollar of eligible Net Purchases made with your Account within a billing cycle (equal to 1.5% cash back). Monthly net purchase points will be applied each billing cycle. Points expire five years from the end of the quarter in which they are earned.

4 Rewards PLUS: Points expire five years from the end of the quarter in which they are earned. You will earn 1.5 Reward Points ("Points") for each dollar of eligible Net Purchases made with your Account. You may earn additional Points for purchases at merchants that are classified as: airlines, cellular phone services, or hotels (each, a "Category"). You will earn an additional 1.5 Reward Points (for a total of 3 Reward Points) for each dollar of Net Purchases in the one Category that has the highest total Net Purchases charged to your Account (the "Highest Category") during each billing cycle.