Current fees as of September 16, 2013 (subject to change)

See account brochures for detailed information on particular checking and savings products.

CheckingBack to top
NOTE: Check order charges will be electronically deducted from your checking account.
Overdraft paid item fee $30.00
Overdraft/UCF (uncollected) returned item fee $30.00
Stop Payment $25.00
Copy of Check within past 6 months (3 free/month) $4.00
Statement Balancing $20.00/hr
Monthly dormancy fee on checking accounts (inactive for 12 months) $5.00
Account closed for returned mail (upon fourth returned statement) $10.00
Sweep Overdraft Protection (per transaction) $5.00
Returned deposited/cashed check (for any reason other than NSF) $10.00
Special handling for returned items (commercial accounts only) $5.00
Tax levies / summons / legal action $50.00
SavingsBack to top
Overdraft paid item fee $30.00
Overdraft/UCF (uncollected) returned item fee $30.00
Monthly Dormancy fee on savings account inactive for 18 months $5.00
Account closed for returned mail (upon fourth returned statement) $10.00
Savings Club account early closing $25.00
Stop Payment fee $25.00
Returned deposited/cashed check (for any reason other than NSF) $10.00
Special handling for returned items (commercial accounts only) $5.00
Tax levies / summons / legal action $50.00
WireBack to top
Domestic transfer (in) $12.50
Domestic transfer (out) $20.00
Foreign transfer (in) $20.00
Foreign transfer (out) $40.00
TellerBack to top
Money order $5.00
Official check $5.00
Non-customer check cashing $10.00
Bond coupon redemption (per envelope) $10.00
Temporary check $0.50
Certified check $15.00
Coin/currency order (non-customer) $15.00
Safe Deposit BoxBack to top
Size 3" x 5" Annual $45.00
Size 5" x 5" Annual $55.00
Size 3" x 10" Annual $65.00
Size 4" x 10" Annual $75.00
Size 5" x 10" Annual $85.00
Size 10" x 10" Annual $135.00
One lost key $26.00
Two lost keys (change lock) $100.00
Late fee (30 days) $20.00
ATMBack to top
Annual Fee None
Transaction fee:
NSB / Falcon / Allpoint ATMs None
Other affiliated networks $2.00
International card transactions (US or foreign currency conducted in a foreign country) 2% of transaction
Lost card replacement $10.00
Lost card rush replacement $35.00
MiscellaneousBack to top
Research $25.00/hr
Research minimum charge $25.00
Notary service (customer) None
Notary service (non-customer) $5.00
Signature Guarantee service None
Copy of Statement $6.00
Statement returned due to bad address See above
Amortization Schedule (customers) None
Amortization Schedule (non customers) $10.00
Assisted funds transfers (via fax/phone) $4.00
Phonebank or eNSB funds transfer request None
Foreign check collection (US dollars) $35.00
Foreign check collection (foreign dollars, excludes Canadian checks) $35.00
Electronic Banking - Personal AccountsBack to top
eNSB Online Banking None
eStatements with images None
eNSB Mobile Banking None
eBillpay None
Bank-2-Bank incoming transfers None
Bank-2-Bank outgoing transfers $2.00
eNSB Stop Payment $20.00
Electronic Banking - Business AccountsBack to top
*Fee waived for first 90 days!
eNSB Online Banking None
eStatements with images None
eNSB Mobile Banking None
eBillpay (first 15 transactions per month) None
eBillpay (additional transactions over 15) $.35
ACH Service (monthly fee) $20.00
ACH per record processed $.10
Domestic Wire Transfer (out) $15.00
eNSB Stop Payment $20.00
iDeposit (monthly fee first account/per scanner)* $50.00
iDeposit (monthly fee each additional account)* $5.00
iDeposit (monthly fee each additional scanner) $50.00
iDeposit (per items deposited fee: first 500 free) $.08
iDeposit (per check processed fee) $.14
iDeposit (Scanners (purchase or rent) varies by brand
Positive Pay (per account)* $30.00
Secure tokens (initial setup) None
Secure Tokens (lost or damaged) $100.00