Whatever your needs, we have a savings account that will work for you.

Account TypesRegular SavingsWings Youth SavingsMoney Market SavingsClub SavingsHealth Savings Account
Perfect For: Everyday Saving Needs Youth up to age 19 Higher rate account: the more you save, the more you earn Helps you save weekly for holiday, tax or seasonal expenses A checking account for individuals with high deductible insurance plans
Pays Interest: compounded daily, posted monthly * Yes Yes Yes Yes Yes
Minimum daily balance required to earn interest >$0 >$0 $500 >$0 >$0
Monthly Service Charge Waived with average daily balance of $250** None Waived with average daily balance of $2,500*** None None
Minimum Balance to open account $1 $1 $1 $1 $1
ATM Card Access Yes Yes with joint adult account owner Yes   Yes
Unlimited use at over 100 Falcon and 55,000 Allpoint Network ATMs Yes Yes Yes   Yes
Free eNSB Online Banking Yes Yes with adult joint account owner Yes Yes Yes
24-hour Phonebank Access Yes Yes Yes Yes Yes
Free Direct Deposit Yes Yes Yes Yes Yes
Combined Statements: includes checking and savings account activity on one statement Yes Yes Yes Yes  
FDIC Insured up to legal limit Yes Yes Yes Yes Yes

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* Rates subject to change after accounts are opened and fees may reduce earnings.
** If balance drops below minimum, charges are $5.00/month.
*** If balance drops below minimum, charges are $8/month.