Whatever your needs, we have a checking account that will work for you. Already an NSB checking customer but want to change your account type? It's easy! Just visit your local branch or call us at 800-NSB-CASH and we can make a change for you.
|Account Types||Free eChecking||NSB Basic Checking||NSB Preferred Checking||Health Savings Account|
|Perfect For:||Paper-free everyday checking needs||Everyday checking needs||Those with moderate balances who want to earn interest||Individuals with high-deductible insurance|
Open an Account Online
|Click here||Click here||N/A||N/A|
|Pays Interest: Compounded daily, posted Monthly1||Yes||Yes|
|Minimum daily balance required to earn interest||N/A||N/A||$1500||>$0|
|Monthly Service Charge||None; eStatements and notices are required||Waived with average daily balance of $7503||Waived with average daily balance of $1,5002||None|
|Minimum to open||$10||$10||$10||$0|
|Debit card access||Yes||Yes||Yes||Yes|
|Unlimited use at over 100 Falcon and 55,000 Allpoint Network ATMs||Yes||Yes||Yes||Yes|
|Free eNSB Online Banking with eBillPay and check images||Yes||Yes||Yes||Yes|
|24-hour Phonebank Access||Yes||Yes||Yes||Yes|
|Savings Overdraft Protection Available6||Yes||Yes||Yes|
|Line of credit and Home Equity line of credit overdraft protection Available6||Yes||Yes||Yes|
|Free Direct Deposit||Yes||Yes||Yes||Yes|
|Combined Statements: includes checking and savings account activity on one statement6||Yes||Yes||Yes|
|Online Check Reordering||Yes||Yes||Yes|
|FDIC Insured up to legal limit||Yes||Yes||Yes||Yes|
1 Rates are subject to change after checking accounts are opened and fees may reduce earnings.
2 If balance drops below minimum, charges are $10/month
3 If balance drops below minimum, charges are $7.50/month.
5Click here for important information about Bounce Protection
6 Enrollment Required