NSB's Health Savings Account (HSA) is a financial tool to help individuals with high-deductible insurance plans save for future medical expenses.* This account features unlimited check writing privileges and a special debit card. There is a $1 minimum opening deposit requirement and no monthly service charges. Monthly statements are provided, and online access is available. Plus, the higher your balance, the more you earn in savings.

Account benefits include:

  • Competitive rates
  • Unlimited check writing and a special debit card
  • No minimum balance requirement to begin earning interest
  • Interest is compounded daily and posted monthly
  • Contributions are tax-deductible and earnings are tax-free provided they are used for qualified medical expenses

Savings Overdraft Protection is not available on HSA accounts.

*Consult your tax advisor to determine if you qualify for an HSA. Additional information may be found at the U.S. Treasury website.

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