Account TypesBusiness Savings Small Business CheckingBusiness CheckingCommercial Money Market Checking AccountSuper NOW Business CheckingThe Organization OmniNSB Community 150
Perfect For: Everyday savings for any business or non-profit Small business with moderate monthly activity Business of any size Very limited check writing, pays interest Sole-proprietors, non-profits and social organizations High balance account for Sole-proprietors, non-profits and social organizations Non-profit organizations
Pays Interest: compounded daily, posted monthly* Yes     Yes Yes Yes  
Minimum balance required to earn interest $500 NA NA $2,500 $500 $5,000 NA
Monthly Service Charge waived with average daily balance of $500, or $5.00 per month waived with average daily balance of $1,500, or $7.50 per month $10 per month (earnings credit may offset some service charges)** None $6 per month waived with average daily balance of $10,000, or $10 per month None
Monthly Per item fee First 20 items free, $.40 per deposited item afterward First 500 items free, $.40 per item afterward (written or deposited) $.20 per item processed, $.15 per item deposited First 6 checks written per month free, $5 per check thereafter; first 20 items deposited free, $.40 per item thereafter $.14 per item processed, $.12 per item deposited $.14 per item processed, $.12 per item deposited First 150 free, $.15 per item thereafter (written or deposited)
Minimum to Open $1 $1 $1 $1 $1 $1 $1
Debit Card Access None Yes Yes Yes Yes Yes Yes
Free eNSB Online Banking with check images Yes Yes Yes Yes Yes Yes Yes
eBillpay None 15 Free per month, then $.35 per payment 15 Free per month, then $.35 per payment 15 Free per month, then $.35 per payment 15 Free per month, then $.35 per payment 15 Free per month, then $.35 per payment 15 Free per month, then $.35 per payment
24-hour Phonebank Access Yes Yes Yes Yes Yes Yes Yes
Free Direct Deposit Yes Yes Yes Yes Yes Yes Yes
FDIC Insured up to legal limit Yes Yes Yes Yes Yes Yes Yes

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* Rates are subject to change after checking accounts are opened and fees may reduce earning.
** We offer earnings credits, set at market rates, to offset service charges.