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Current Rates Personal Loans
Our products are grouped into categories depending on the type of loan, loan size and criteria. We have a wide range of personal loan products to meet your needs. Review the list below, and click on the category that's right for you!

Vehicles, etc…
Personal Loan
Mobile Homes

Vehicles, etc…


Cars, trucks and recreational vehicles. Vehicle loan amounts range from $2,500 - $50,000. If your vehicle is five years or older, please refer to the Personal Loans chart below. Boats and RVs greater than $25,000 may be eligible for longer payouts. Contact our branch lenders for details.

Rates posted 4/16/2008, but may change at any time.

Type
Down
Payment
Payment
Period
(Years)
APR
Monthly
Payment Per
$1,000 Borrowed
New
10%
2
6.25%
$44.43
New
10%
3
6.50%
$30.65
New
10%
4
6.75%
$23.83
New
10%
5
7.00%
$19.80
1-2 Years Old
20%
3
7.00%
$30.88
1-2 Years Old
20%
4
7.25%
$24.06
3-5 Years Old
20%
3
8.75%
$31.68


Personal Loan


Personal Loans are available in amounts from $2,500 to $25,000.

Rates posted 4/16/2008, but may change at any time.

Type
Down
Payment
Payment
Period
(Years)
APR
Monthly
Payment Per
$1,000 Borrowed
Unsecured
0%
5
10.00%
$21.25


Mobile Homes


Loans for Mobile Homes are available in amounts from $5,000 to $35,000.

Rates posted 4/16/2008, but may change at any time.

Type
Down
Payment
Payment
Period
(Years)
APR
Monthly
Payment Per
$1,000 Borrowed
New
20%
15
11.75%
$11.84
Used
25%
10
12.25%
$14.49


Notes


Legend

APR:
Annual Percentage Rate

NSB Deposit Rate:
The rate currently being earned by the deposit you use as collateral


Interest rates and other terms are subject to change at any time.



We proudly donate 10% of profits to VT community organizations
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