Vermont Mortgages - Northfield Savings Bank, Vermont - home mortgages, home mortgage loans

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Feel right at home with an NSB mortgage.

For more than 135 years NSB's main goal has been helping our friends and neighbors invest in the American dream. Our dedicated and professional mortgage originators have the experience to help you find the mortgage that's right for you, whether you're buying your first home, refinancing, building a home, buying a vacation home or relocating within Vermont. We'll travel to your home, your office, or even the gym to work with you or you can complete our fast and easy online mortgage application!

Below are the types of mortgages we currently offer:

	Primary Residence		Investment and Rental Homes
	Primary Residence, "Jumbo" Mortgage		Investment and Rental Homes, NSB
	Primary Residence, NSB		New Home Construction
	Affordable Housing and First-time Homebuyers		Mobile Homes
	Second Homes		Land Loans
	Second Homes, "Jumbo" Mortgages		Non-traditional Loans
	Second Homes, NSB

Primary Residence
Eligible properties include: single family dwellings, multiple family dwellings with 1 to 4 units with 1 unit owner-occupied. Loan amounts are up to $417,000 for single family, and $801,950 for multi-unit properties. These loans must meet national market investor standards.

Primary Residence, "Jumbo" Mortgage
Eligible properties include: single family dwellings, multiple family dwellings with 1 to 4 units with 1 unit owner-occupied. Loan amounts from $417,000 to $650,000. These loans must meet national market investor standards.

Primary Residence, NSB
Eligible properties include: single family dwellings, multiple family dwellings with 1 to 4 units with 1 unit owner-occupied. All loan amounts. These loans may not meet national market investor standards, and are evaluated using NSB approval criteria.

Affordable Housing and First-time Homebuyer Programs
NSB offers a number of programs for Affordable Housing and First-time Homebuyers. Maximum loan amounts and terms vary by program.

Second Homes
Single family second homes with loan amounts to $417,000. These loans must meet national market investor standards.

Second Homes, "Jumbo" Mortgage
Single family second homes with loan amounts ranging from $417,001 to $650,000. These loans must meet national market investor standards.

Second Homes, NSB
Single family second homes, of all loan amounts. These loans may not meet national market investor standards, and are evaluated using NSB approval criteria.

Investment & Rental Homes
Eligible properties include: single family dwellings, multiple family dwellings with 1 to 4 units NON owner-occupied. Loan amounts are up to $417,000 for single family, and $801,950 for multi-unit properties. These loans must meet national market investor standards.

Investment & Rental Homes, NSB
Eligible properties include: single family dwellings, multiple family dwellings with 1 to 4 units NON owner-occupied. All loan amounts. These loans may not meet national market investor standards, and are evaluated using NSB approval criteria.

New Home Construction Loans
NSB works with you to finance your new home construction.

Mobile Homes
Mobile Homes permanently installed on owned or leased land.

Land Loans
NSB offers land loans generally suitable for home building sites.

Alternate Documentation and "No Documentation" Loans
Non-Traditional Loans NSB works with you to finance your home.