CD Accounts - NSB, Vermont - CDs, Vermont bank, Savings bank

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Purchase a certificate of deposit with only $1,000, and you can rest assured that your money will grow at a steady rate. With terms ranging from 6 months to 5 years, choose the one that works for you!

You'll earn compounded interest on your account balance, and, while you may incur penalties if you withdraw the principal before maturity, you can withdraw the interest you earn without charges. If your term of account is under a year, you can even make additional deposits of $500 or more.

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It's a safe investment for those funds you can't afford to risk. You have the protection of FDIC insurance, the guarantee of a specific rate and term, and there are no hidden charges or fees.

All our CDs offer:

Guaranteed Rates
Only $1,000 to open
Online Account Access via eNSB
Automatic Renewal
FDIC Insurance

CD Deposit Rules

Minimum Balance:
$1,000 is the minimum balance required to open an NSB Certificate of Deposit. If you withdraw some of your funds before maturity and the balance falls below $1,000, you must close your account.

Renewal:
This account will automatically renew at maturity. You will have 10 calendar days after the maturity date to withdraw funds or change the term without penalty.

Transaction Limitations:
$500 is the minimum additional deposit for terms less than one year, and no additional deposits are allowed for terms one year or greater.

Withdrawal of Principal Prior to Maturity:
$500 is the minimum you may withdraw from principal. We may impose a penalty if you withdraw any of the principal before the maturity date. The penalty will equal:

3-months interest on the amount of principal withdrawn if the term is one year or less.
6-months interest on the amount of principal withdrawn if the term is greater than one year.

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