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Business Banking Deposit Services Choose the account that's right for your business!

Business Checking Super NOW Business Checking
Small Business Checking The Organization Omni
Commercial Money Market Checking    

Service Charges effective December 1, 2006

NSB's checking accounts for business offer:

  • Business Debit Cards for easy access
  • Access to 24-hour PhoneBank
  • Online Account Access via eNSB
  • Low service charges
  • Earnings credits for corporations
  • Monthly interest for nonprofits and sole proprietorships
  • $50 minimum to open
Choose the account that's right for you, based on the number of checks you write and deposit, and your average balance. Interested in a more sophisticated solution?

Check out our Commercial Money Management System.



Business Checking

You can get earnings credits on your balance

Since corporations can't earn interest on their checking accounts, we offer earnings credits to offset service charges. This account offers an earnings credit for every $100 of the average collected balance. The earnings credit amount is set per market rates, and no minimum balance is required to earn it.

Contact a
commercial lender or branch manager for the latest earning credits rate.

Service Charge$6.00 per month
Per Check Charges:$0.14 per item processed
 $0.12 per check deposited




Small Business Checking

A free account for small business

NSB recognizes the different financial needs of our small business customers. No minimum balance required, no monthly service charge, and no charge for the first 200 items deposited or checks written.

Per Item Charge in excess of prepaid items: $.40




Super NOW Business Checking

For sole proprietors and non-profits, this checking account earns interest!

This type of account is available to sole-proprietorships, social groups and non-profit organizations. Interest is compounded daily credited monthly.

Interest is earned every day that your balance is $500 or greater.
View the current rates.

Service Charge$6.00 per month
Per Check Charges:$0.14 per item processed
 $0.12 per check deposited




Commercial Money Market Checking Account

Earn interest every day that your balance is $2,500 or greater. Unlimited withdrawals may be conducted in person or via ATM
View the current rates.

Minimum to open$2,500
Service ChargeNo monthly service charge
Per Check Charges:Items deposited in excess of 20 per statement cycle will result in a $0.40 per item charge.
Transaction limitsOnly six (6) preauthorized transfers are permitted per statement cycle. No more than three (3) of the six (6) are allowed by debit card, check, draft, or similar order




The Organization Omni

Premium rates and ready access for higher balances

If your organization can maintain a high balance, The Organization Omni may be right for you. This account gives sole proprietors, non-profit organizations and social groups the opportunity to invest their funds at premium-quality rates and have ready access.

Per Check Charges:$0.14 per item processed
$0.12 per check deposited


Minimum to open is $50.00. Service charge of $10 per month if your average daily balance drops below $10,000. Your balance can fall below the minimum during the month without resulting in charges as long as you maintain the required average balance. Interest is not paid on days when the account balance falls below $5,000.

View current rates >








We proudly donate 10% of profits to VT community organizations
About NSB Personal Banking Business Banking Investing Services Online Banking Current Rates Special Offers Site Map Contact Us eNSB Login 110% Banking At NSB, you get 100% of the bank you need: great rates, fair fees personal service, easy access to the right products Plus we donate 10% of profits to Vermont community organizations. We call this 110% Banking.