| Checking | |
| Checking Overdraft/Uncollected Funds (per item) | $30.00 |
| Stop Payment | $25.00 |
| Copy of Check within past 6 months (3 free/month) | $4.00 |
| Statement Balancing | $20.00/hr |
Monthly dormancy fee on
Accounts inactive for 18 months | $3.50 |
| Account closing within 3 months of opening | $25.00 |
| Sweep Overdraft Protection (per transaction) | $3.00 |
| NOTE: Check order charges will be electronically deducted from your checking account. | |
| Savings | |
| Savings Overdraft/Uncollected funds (per item) | $30.00 |
Monthly Dormancy fee on savings
Account inactive for 18 months | $3.50 |
| Account closing within 3 months of opening | $25.00 |
| Savings Club account early closing | $25.00 |
| Lost passbook replacement | $20.00 |
| Stop Payment fee | $25.00 |
| Teller | |
| Money order | $4.00 |
| Official check | $4.00 |
| Non-customer check cashing | $10.00 |
| Bond coupon redemption (per envelope) | $10.00 |
| Temporary check | $0.50 |
| Certified check | $15.00 |
| Coin/currency order (non-customer) | $15.00 |
| Safe Deposit Box | |
| Size 3" x 5" | Annual $25.00 |
| Size 5" x 5" | Annual $35.00 |
| Size 3" x 10" | Annual $45.00 |
| Size 4" x 10" | Annual $55.00 |
| Size 5" x 10" | Annual $65.00 |
| Size 10" x 10" | Annual $95.00 |
| One lost key | $26.00 |
| Two lost keys (change lock) | $100.00 |
| ATM | |
| Annual Fee | None |
| Transaction fee: | |
| NSB / Falcon ATM's | None |
| Cirrus®, NYCE® or Maestro® | $1.50 |
| Point of Sale (POS) | None |
| Lost card replacement | $10.00 |
| Lost card rush replacement | $25.00 |
| Miscellaneous | |
| Research | $20.00/hr |
| Research minimum charge | $20.00 |
| Notary service (customer) | None |
| Notary service (non-customer) | $5.00 |
| Signature Guarantee service | None |
| Night drop zipper bag | $5.00 |
| Night drop locking bag | $15.00 |
| Direct deposit | None |
| Copy of Statement | $6.00 |
Statement returned due to bad address
(after second occurrence) | $5.00 |
| Amortization Schedule (customers) | None |
| Amortization Schedule (non customers) | $10.00 |
Consumer Electronic Bill Payment monthly fee
(unlimited transactions) | none |
Business Electronic Bill Payment monthly fee
(15 transactions per month, then $.35/ea.) | none |
| eNSB Stop Payment | $20.00 |
| Telephone or fax funds transfer request | $4.00 |
| Phonebank or eNSB funds transfer request | none |
| Foreign check collection (US dollars), | $35.00 |
| Foreign check collection (foreign dollars), | $3.50 |
| Statement w/ check images written to a compact disc | $20.00 |
